This is the widest form of cover available in Sri Lanka. In addition to 3rd party risks,it will also pay for repairs to your vehicle if damaged due to accidental external means, self-ignition, lightning, external explosion and malicious damage.
This is the minimum cover that you must have by law for your vehicle. Third party insurance only covers you for damages to someone else’s vehicle or property, or injury to someone else in an accident which involves your car. If your vehicle is damaged in the accident you will have to pay for the repairs yourself.